Advanced Search

Risk Management Officer at IBILE Microfinance Bank Limited (On-Site)

Full Time | Senior Role | Nigeria

Job Posting

Trendy Campus Job Post
  Staff Strength: 1 - 5 Staffs

Description

To ensure that all staff, particularly operations staff diligently comply with the operational risk guidelines, policies, and procedures to mitigate the bank’s risk exposure.

This is largely achieved as they coordinate the activities of the regional monitoring teams.

Qualifications

  • BA/BSc/HND

Responsibilities

  • Evaluate customers' loan applications in line with the bank's credit policy.
  • Identify critical risks in credit requests and provide advice on how requests can be restructured in line with the bank’s risk appetite.
  • Has relevant experience in analyzing consumer and SME loans.
  • Organization of credit committee.
  • Portfolio management & reporting.
  • Create innovative credit evaluation processes and systems.
  • Evaluate clients for creditworthiness based on our internal risk models & their application information.
  • Weed out fraudulent applications, and unreliable applicants.
  • Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
  • Continuously ensure alignment/compliance with the credit risk management framework.
  • Continuously analyze and recommend improvement on credit risk management framework, processes, and systems.

Benefits

  • Benefit will be made available at the point of qualification.
  • HOW TO APPLY
  • Interested and qualified candidates should send their CV and a Cover Letter to: careers@ibilemfb.com using the Job Title as the subject of the mail.
Easy Apply   
 Posted: 3/20/2024