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Sales Officer (Consumer Lending / Deposit Mobilization) at Rosabon Financial Services (On-Site)

Full Time | Senior Role | Nigeria

Job Posting

Trendy Campus Job Post
  Staff Strength: 1 - 5 Staffs

Description

The Rosabon Sales Officer is required to collect and prepare all materials needed to secure a loan. He/ She will also be responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

The Sales Officer will also be responsible for mobilization of Fixed deposit for the organization.

Qualifications

  • B.Sc Degree in Finance, Economics, or a related field
  • Proven working experience as a Loan Officer and Deposit Mobilization
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment and meet set target
  • What to expect in the hiring Process:
  • A preliminary phone call with the recruiter
  • A reasoning and a personality assessment
  • A technical interview session with a HR representative and the hiring manager.
  • Job Locations: Anambra, Lagos

Responsibilities

  • Evaluate creditworthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Update account records, Compute payment schedules and transactions on ERP
  • Confer with underwriters to aid in resolving loan application problems.
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines
  • Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
  • Visit, engage prospects and maintain liability generated.
  • Marketing and sale of all company deposit products.
  • Meet, maintain and exceed assigned targets and quota in deposit mobilization and other assigned tasks.
  • Propose services, up-selling and cross-selling whenever possible.
  • Participate in creating new and better marketing based on field experience.
  • Ensure the form for the fixed deposit Investment Plan is adequately completed and registered
  • Inform the client of the status of their investment.

Benefits

  • Benefit will be made available at the point of qualification.
  • Method of Application
  • Interested and qualified candidates should send their CV to: sales.careers@conceptgroup-ng.com using the Job Title as the subject of the mail.
  • Note: All our interview stages are virtual.
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 Posted: 4/4/2024